At The Path to Peace Therapy, I believe therapy should feel accessible, transparent, and empowering not confusing. I’m considered an out-of-network provider, which means I don’t bill insurance directly, but if you have a PPO (Preferred Provider Organization) plan, you may be eligible for partial reimbursement for your sessions.
Many of my California clients successfully receive between 40 – 80 percent back from their PPO plan once their deductible is met. To make the process easy, I provide a superbill an itemized receipt with all the necessary billing codes for you to submit directly to your insurance company. Most clients upload the superbill through their insurance member portal or mobile app in just a few minutes.
Why I Work Out-of-Network
Working out-of-network allows me to offer:
• Personalized care without session-limit restrictions.
• Privacy your therapy notes are never shared with insurance companies.
• Freedom and flexibility to focus on what truly matters: your goals, your growth, and your family system.
This model gives us the freedom to collaborate, adjust session frequency, and tailor treatment to your unique needs without being bound by insurance requirements.
PPO Plans That Often Reimburse
If you have a PPO through one of these California providers, you likely qualify for reimbursement:
Blue Shield of California PPO
Anthem Blue Cross PPO
Aetna PPO
Cigna PPO
Health Net PPO UnitedHealthcare PPO
These plans typically allow you to choose your own licensed therapisteven if that therapist isn’t in-network.
How to Check Your Out-of-Network Benefits
When you call the number on the back of your insurance card, ask:
1.“Do I have out-of-network mental health benefits for individual therapy?”
2. “What percentage of the session fee will be reimbursed once I meet my deductible?”
3. “How do I submit a superbill for reimbursement?”
You can also ask about your deductible, how much you’ve met so far, and whether telehealth sessions are covered.
Session Fees
Individual sessions are $150. Payment is due at the time of service, and I accept credit or debit cards through the secure client portal. After each session, you’ll receive a superbill via email that you can upload directly to your insurance company.
Why This Matters
Choosing an out-of-network therapist gives you control over your mental-health journey. It lets you prioritize connection, continuity, and clinical excellence rather than network restrictions. For many families navigating ADHD, OCD, anxiety, depression, or bipolar disorder, this flexibility creates the space for deeper progress and lasting change.
I work with families and individuals throughout the South Bay area, including Hermosa Beach, Manhattan Beach, Redondo Beach, El Segundo, Torrance, and Palos Verdes. Telehealth sessions are available anywhere in California, offering flexibility and continuity of care wherever you live.
The Path to Peace Therapy
Hermosa Beach • California
(310) 991-8768 🌐 ThePathToPeaceTherapy.com
Out-of-Network Provider • Superbills Available for PPO Reimbursement